This policy ensures all the executives as well as other employees can be covered under a single policy for any injuries sustained or death due to accidents. The main advantage is administrative convenience plus coverage at special discounted rates as a group of employees is covered under one policy.

The combination of cover is optional and can be opted out from the following:

  • Death
  • Permanent Disability
  • Temporary Total Disability
  • Medical Expenses (arising out of an accident)
  • The cover can be availed on 24 hour and worldwide basis.

Our travel insurance will protect you financially against the unforeseen event of an accident occurring, you will be cared for wherever you are in the world.


  • Emergency/Sudden and unforeseen medical expenses including outpatient treatment.
  • Death/permanent disability cover following an accident abroad
  • Medical transport and repatriation
  • Repatriation of the mortal remains
  • Coffin expenses
  • Emergency return
  • Cancellation and curtailment
  • Loss of checked-in baggage
  • Travel and luggage delay
  • Loss of travel documents
  • Concierge services
  • Travel assistance luggage
  • Personal liability
  • Public liability

The ‘Contractors All Risks Policy’ is a comprehensive insurance which provides complete protection for all types of civil engineering works against different types of construction risks such as fire, lightning, flood, storm, cyclone and other accidental damage incuding third party risks.

There are also various extensions available under the policy. The policy also provides cover against third party claims for injury/death and property damage. The policy covers testing and maintenance periods as well.

The sum insured should be the project value of the contract works, inclusive of all materials, wages, freights and customs duty, and materials or items supplied by the owner.

For more information