This Policy covers bodily injury caused by violent, accidental external and visible means subject to the limits specified in the Policy. The cover is recommended for individuals and groups and can be issued on fixed benefits or based on salary. This is a 24 hour worldwide cover.
The benefits under the policy are compensation for:
- Permanent Disablement
- Temporary loss of incomes due to disablement
- Medical Expenses arising from an accident
The following extensions can be considered as add-ons:
- Funeral Expenses
- Repatriation expenses
Utulivu cover will pay the Insured Person or Insured’s legal personal representatives or trustees (hereinafter called Insured’s trustees) the appropriate benefit as per the option chosen, in the event that during the period that the Policy is in force, the Insured Person suffers sudden, unforeseen, accidental, forceful, visible and violent bodily injury, which shall independently of any other cause, result in the death, disablement or incurring of medical expenses for which the benefit is claimed as per the option chosen.
Once the payment is done, the policy lapses automatically.
If the insured dies following an illness or disease, the benefits are not payable
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